My family does not have an employer-provided health plan, and we live in a state that will set up a state-run health insurance exchange, so I wanted to learn more about the exchanges and proposed subsidies.
Several recent articles have warned of “sticker shock.” Beginning in 2014, state exchanges must offer plans that cover all “essential health benefits” as defined by the government. In other words, there will be no more “catastrophic” plans with low monthly premiums and high deductibles. (Except perhaps for young adults under 30, but information on this point remains unclear.)
To make such comprehensive … Continue reading
Last night I dreamt that my husband was diagnosed with metastatic melanoma.
He was lying on an exam table for some reason when the nurse spied a large, red spot on his head (he’s not bald, but in my dream he was!) and said “Oh my, that doesn’t look too good.” The doctor then looked and said “It’s a melanoma. I’ll take it off.”
Immediately the doctor excised the melanoma as well as some cervical (neck) lymph nodes, which were also cancerous. The melanoma had spread.
As I watched the operation, I thought Oh, please let this be a dream. … Continue reading
Last week, the publication of three short health care reports caught my eye. Separately, each is a “bad-news-as-usual” snapshot of health concerns; spliced together, however, they create a bigger, grimmer picture of the health and financial future of our country.
First, the Centers for Disease Control and Prevention (CDC) reported that between 1995 and 2010, the incidence of adults diagnosed with diabetes has almost doubled.
Part of the rate increase is explained by improved diagnosis and diabetics living longer, but the report’s authors concluded that the “major driver” is that “the increase in diabetes prevalence coincides with the increase in … Continue reading
Sorry, wrong code
I read a story on Kaiser Health News this morning about the author’s struggle to be a responsible and informed health care consumer: How much for an MRI?
I can completely relate!
I had a similar experience with a heart ultrasound two years ago. It’s a cycle of frustration: You can’t get a price without a procedure code, but you can’t get the correct code until after the procedure is done. Classic.
Health care costs have long been kept hidden from the public—until after you get the bill.
And here’s a funny video put out by the … Continue reading
Yes, that’s right. And a dozen eggs would cost you $55—if the cost of food had risen as quickly since 1945 as has the cost of health care.
This information is provided in a visual tool by the Institute of Medicine (IOM), the independent, non-profit health arm of the National Academy of Sciences.
The graphics also reveal that of the more than 2.5 trillion dollars the US spends on health care each year, more than 30% is waste: unnecessary care, fraud, high administrative costs, and prices that are simply too high.
The cost of health care in the United … Continue reading
Last night, Barack Obama was re-elected president of the United States.
So, the Affordable Care Act (ACA or Obamacare, as it’s commonly known), having survived its precipitous birth and a few close-calls with death, is poised to enter a prolonged and awkward adolescence.
I haven’t spent a lot of time educating myself about Obamacare because of the possibility that it would be overturned after the election. Now, however, I want to know more, but it’s not easy to get clear answers because so much has yet to be decided and defined.
Kaiser Health News has prepared a brief summary, After … Continue reading