Wait for the EOB
EOB stands for Explanation of Benefits.
It’s the form from your insurance company that shows how much your healthcare provider was reimbursed for your office visit, lab work, x-rays, etc.
Typically it arrives at your house before the individual bills from the provider, which show the balance owing, or what you are expected to pay.
Keep this in mind: Don’t pay a medical bill until you’ve compared the services and charges to your EOB!
Insurance claims can be wrong
A few months ago my husband had his annual physical. About a week before his visit, he … Continue reading
Today’s guest post about cost-effective home remedies for foot fungus comes from Sarah Jones (bio below). Thanks for sharing this information, Sarah! FN
Symptoms and causes of foot fungus
Foot fungus (athlete’s foot or toenail fungus) is relatively common and many will experience it at least once in their lifetime. Common symptoms include:
- Burning sensation
- Blisters or sores
- Cracked skin on your foot, particularly between the toes
- Yellow or white spots under your toenail(s)
- Yellow, brittle or extra-thick toenails
Foot fungus grows when your foot is wet or moist and warm. This means sweaty socks, showers, and pools. … Continue reading
Unnecessary tests = unnecessary expense
This is a follow up to my last post about the dangers of too much medical care.
One of the biggest doors leading to an overabundance of healthcare and healthcare costs is the annual exam and all the “routine” lab work that is ordered almost without thought.
Doctors’ offices strive to be efficient. They have a lot of patients to see every day, after all.
One way they streamline their practices is to set up routine or “standing” orders for common lab tests, such as an electrocardiogram (EKG), complete blood count (CBC), urinalysis (UA), … Continue reading
The best tip? Take your time and ask lots of questions
I’ve been exchanging emails this week with a friend who is in the market for a new dentist.
Like me, she expects good value for her money. She doesn’t want to feel like a cash cow and have unnecessary x-rays, procedures of questionable benefit, or expensive cosmetic dentistry.
She wants a dental office that’s clean and well managed, and a dentist she can feel comfortable talking to about costs. Someone who will answer her questions clearly and then let her decide what is best for her health and her … Continue reading
Just last week, the Food and Drug Administration (FDA) approved a new epinephrine auto-injector, Symjepi.
I don’t much like the name, but if it’s cheaper…!
I’ve posted several times about the skyrocketing cost of EpiPens—over 500% in the last 10 years.
Anyone who, like me, has been shocked at the pharmacy to discover how much a two-pack of EpiPens costs will be hoping Symjepi will be more affordable.
It won’t be available on the market until later this year, so I don’t know yet how much it will cost. But Adamis Pharmceuticals, the company that makes Symjepi, … Continue reading
My guest post today is from Matthew Bahr, a healthcare finance specialist.
I’ve posted about surprise medical bills before. Sadly, they are becoming more common as healthcare costs continue to rise and provider networks shrink.
Consumer Reports estimates about one third of patients with health insurance receive these unexpectedly high medical bills.
Thank you, Matthew, for sharing your tips and expertise with my readers! FN
Although we know healthcare costs a lot of money, it still stings when we see that bill.
You might think because you’re insured, your insurance will cover most or many of the costs. But … Continue reading
FDA warns consumers
Nothing makes me angrier than unscrupulous companies (owned by unscrupulous individuals) marketing products advertised as “miracles” to cure illness.
These modern-day snake oil salespeople prey on fear and suffering by selling false hope. Worse, the products they sell can sometimes harm rather than heal.
The Food and Drug Administration (FDA) recently put out a new warning on their Consumer Updates page: Products claiming to “cure” cancer are a cruel deception
Frequently advertised as “natural” treatments and often falsely labeled as dietary supplements, such products may appear harmless, but may cause harm by delaying or interfering with proven,
… Continue reading
“An American Sickness”
I love Elisabeth Rosenthal’s work.
She’s a medical journalist (an MD, but no longer practicing) who wrote a brilliant series of articles on the high cost of healthcare for the New York Times a few years ago.
Now she has a book on the same topic. Because, of course, our healthcare system with its punishing costs for services, drugs and insurance has not improved. If anything, it’s worse.
As a physician, Dr. Rosenthal has experienced first hand the perverse incentives—illness being more profitable than health, after all—and lack of price transparency in our healthcare system. Her book … Continue reading
Another post related to seasonal allergies, because 2017 is apparently going to be a nasty spring for allergy sufferers! Like me. 😥
As I said in my last post, I prefer to use a neti pot over taking medication (and it works great for me!), but I know a neti pot won’t be everyone’s cup of tea.
Over-the-counter allergy medications can be expensive, though, even the generics. Know what you need before you buy. Then shop for the best price. I always recommend buying the store brand.
Here is some information about the various types of drugs marketed to … Continue reading
Seattle has had an unseasonably cold and wet spring (even for us!), but that hasn’t stopped my seasonal allergies from arriving on cue.
Time to rinse off my neti pot.
When the pollen counts are high, I use my neti pot every day and it really, really helps.
I prefer using a neti pot rather than antihistamines to treat spring allergies for a couple of reasons.
One, it’s inexpensive. Over-the-counter allergy meds are anything but! Even the generics are pricey.
Two, there are no side effects. I don’t like how antihistamines or decongestants make me feel, and I definitely don’t … Continue reading