Short-term health insurance plans are coming back
Is there anything about our healthcare system, especially the insurance market, that isn’t confusing?
The Affordable Care Act (ACA) finally phased out most short-term health insurance plans last year, but
. the current administration wants to bring them back
The cost of health insurance is
for anyone who doesn’t have an employer-provided plan or doesn’t qualify for a subsidy. Short-term health … really expensive read on Hospitals and banks team up
This is such a bad idea, imho.
I just read about a new trend in hospitals. They are
to teaming up with local banks strong arm offer healthcare loans to patients in the emergency room or hospital.
I understand why it’s happening. Even patients with health insurance can have huge deductibles. Sometimes thousands of dollars. And with narrower hospital networks, more patients are ending up—not …
read on Have you had unnecessary medical procedures?
If you see a physician on a regular basis and always follow his or her advice regarding routine screening tests or common diagnostic tests for minor illnesses, the answer is probably
I just finished reading
of these unnecessary medical procedures. a new report published in my state (Washington) about the extent and cost
This is a problem I’ve posted about before. Many …
read on The difference between cold and flu symptoms
In general, a cold is a virus that settles in your sinuses, and flu is a virus that affects your lungs, which is why it can be more serious.
Colds can develop rather slowly, perhaps taking two to three days of mild symptoms before you feel really lousy. Flu symptoms hit hard and fast; you may think to yourself,
“Where is the truck … read on If you are one of the millions of people suffering under our broken healthcare system, take heart.
Industry leaders who recognize your pain actually exist, and are trying to help.
Changing the system is a huge and thankless task, because the bulk of the industry is profit-driven and resistant to giving up the status quo.
But these individuals and groups are using different ways to connect with increasing numbers of …
read on Avoid the emergency room
Fridays, weekends and holidays are always bad times to get a doctor’s appointment, and many people end up in an emergency department. Which costs a lot of money, even for those with health insurance.
What can you do to decrease your chances of needing emergency care or other expensive healthcare over the holidays?
An emergency physician recently posted some
good tips on the healthcare blog KevinMD, … read on Eyeglasses are too expensive! Let me start with a disclosure: I’m not in any way affiliated with ; I just think they have a good product at a reasonable price and wanted to share my family’s experience. Zenni Optical
My husband and I have an individual health insurance plan that does not include vision. When we need new glasses or contacts, we have to pay the full price.
I think …
read on An ambulance ride is often a hidden (and costly) expense Kaiser Health News just published an article about patients being stuck with outrageously high bills for ambulance rides.
One patient got a $3,660 bill for a 4-mile ride. Another was charged $8,460 for a trip from one hospital that could not handle his case to another that could.
Several years ago when my husband ended up in an emergency room …
read on Wait for the EOB
EOB stands for Explanation of Benefits.
It’s the form from your insurance company that shows how much your healthcare provider was reimbursed for your office visit, lab work, x-rays, etc.
Typically it arrives at your house
before the individual bills from the provider, which show the balance owing, or what you are expected to pay. Keep this in mind: Don’t pay a medical bill until you’ve … read on Traditional and expensive
This week I received a letter from my health insurance company. My plan’s benefits will remain the same, but the monthly premium will be 21% higher.
That means health insurance for me and my husband now officially costs more than our mortgage. And it’s just a bronze-level plan with a $7,000 deductible (each)!
I really feel for other families receiving similar letters about similar rate hikes. Some …