But eventually the online marketplaces will be functioning as they are supposed to, and all Americans–regardless of their economic or health situations–will be able to buy affordable health insurance and have access to the best care possible.
We are entering a new era in health insurance coverage and paying for health care. Kind of.
More people will have an opportunity to buy insurance through the new exchanges. However, we will also be expected to pay much more towards our care through considerably higher deductibles and co-pays.
And I suspect this is a trend that will spread to more and more … read on
The health insurance exchanges, whether state or federally run, are set to open for business on October 1, or close to it.
For those who have never bought health insurance, or those who used to have insurance provided by an employer but will now be shopping on the exchanges, some of the basic concepts and definitions might be confusing.
I started this blog a little less than a year ago. I was so frustrated by the decline in our health care system and the rise in costs. After listening to me vent my grievances on oh-so-many occasions, my friends and family finally suggested, “Why don’t you blog about it?” So I did.
And it’s been fun! But our health care system is still in decline … read on
I read an article in the New York Times yesterday that initially infuriated me. The journalist, Nina Bernstein, wrote something of an exposé on the outrageous hospital costs incurred by a group of about 100 people after suffering from an outbreak of food poisoning.
She focused on the fact that a bag of normal saline IV solution costs the hospital anywhere from $0.44 to $1.
This latest delay is regarding the new out-of-pocket(OOP) limits that insurers can charge consumers. In 2014, all plans are supposed to cap OOP costs, including the deductible, at $6,350 for an individual and $12,700 for a family.
Certain group health plans that carry separate policies … read on