My family does not have an employer-provided health plan, and we live in a state that will set up a state-run health insurance exchange, so I wanted to learn more about the exchanges and proposed subsidies.
Several recent articles have warned of “sticker shock.” Beginning in 2014, state exchanges must offer plans that cover all “essential health benefits” as defined by the government. In other words, there will be no more “catastrophic” plans with low monthly premiums and high deductibles. (Except perhaps for young adults under 30, but information on this point remains unclear.)
To make such comprehensive … Continue reading
Last night I dreamt that my husband was diagnosed with metastatic melanoma.
He was lying on an exam table for some reason when the nurse spied a large, red spot on his head (he’s not bald, but in my dream he was!) and said “Oh my, that doesn’t look too good.” The doctor then looked and said “It’s a melanoma. I’ll take it off.”
Immediately the doctor excised the melanoma as well as some cervical (neck) lymph nodes, which were also cancerous. The melanoma had spread.
As I watched the operation, I thought Oh, please let this be a dream. … Continue reading
Sorry, wrong code
I read a story on Kaiser Health News this morning about the author’s struggle to be a responsible and informed health care consumer: How much for an MRI?
I can completely relate!
I had a similar experience with a heart ultrasound two years ago. It’s a cycle of frustration: You can’t get a price without a procedure code, but you can’t get the correct code until after the procedure is done. Classic.
Health care costs have long been kept hidden from the public—until after you get the bill.
And here’s a funny video put out by the … Continue reading