Avoid the emergency room
Fridays, weekends and holidays are always bad times to get a doctor’s appointment, and many people end up in an emergency department. Which costs a lot of money, even for those with health insurance.
What can you do to decrease your chances of needing emergency care or other expensive healthcare over the holidays?
An emergency physician recently posted some
good tips on the healthcare blog KevinMD, … read on Eyeglasses are too expensive! Let me start with a disclosure: I’m not in any way affiliated with ; I just think they have a good product at a reasonable price and wanted to share my family’s experience. Zenni Optical
My husband and I have an individual health insurance plan that does not include vision. When we need new glasses or contacts, we have to pay the full price.
I think …
read on An ambulance ride is often a hidden (and costly) expense Kaiser Health News just published an article about patients being stuck with outrageously high bills for ambulance rides.
One patient got a $3,660 bill for a 4-mile ride. Another was charged $8,460 for a trip from one hospital that could not handle his case to another that could.
Several years ago when my husband ended up in an emergency room …
read on Wait for the EOB
EOB stands for Explanation of Benefits.
It’s the form from your insurance company that shows how much your healthcare provider was reimbursed for your office visit, lab work, x-rays, etc.
Typically it arrives at your house
before the individual bills from the provider, which show the balance owing, or what you are expected to pay. Keep this in mind: Don’t pay a medical bill until you’ve … read on Traditional and expensive
This week I received a letter from my health insurance company. My plan’s benefits will remain the same, but the monthly premium will be 21% higher.
That means health insurance for me and my husband now officially costs more than our mortgage. And it’s just a bronze-level plan with a $7,000 deductible (each)!
I really feel for other families receiving similar letters about similar rate hikes. Some …
read on Higher drug prices = higher health costs
Soon we’ll be finding out how much our health insurance will cost next year.
across the country. Premiums are set to rise by double digits Related post: Premium increases for 2018. Ouch
While uncertainty about the future of the Affordable Care Act (ACA) is partly responsible,
. insurance companies put the biggest blame on the skyrocketing cost of prescription drugs
Why are prescription …
read on The health care debate rages on.
Atul Gawande, one of my favorite physician-authors,
wrote an article on this topic last week in magazine. The New Yorker
He spoke to residents in his home state of Ohio and posed the question, “Is health care a right or a privilege?” He listened to their stories of unexpected illness, lost jobs and medical bankruptcy. Yet none of them thought their health insurance should …
read on Unnecessary tests = unnecessary expense
This is a follow up to
my last post about the dangers of too much medical care.
One of the biggest doors leading to an overabundance of healthcare and healthcare costs is the annual exam and all the “routine” lab work that is ordered almost without thought.
Doctors’ offices strive to be efficient. They have a lot of patients to see every day, after …
read on What are PSAPs?
PSAP stands for
Personal Sound Amplification Product.
They are available at Target or Walmart or Amazon for a fraction of the price of a traditional physician-prescribed hearing aid.
BUT…they can’t actually be called hearing aids and they can’t be marketed as a treatment for hearing loss. That’s because they are currently not regulated as medical devices by the Food and Drug Administration (FDA).…
read on What is deprescribing?
As an advocate for less medicine and better health, I love the latest healthcare trend of
“deprescribing,” or cutting down the number of prescription drugs a patient is taking.
Dr. Aaron Carroll of
explains the importance of deprescribing in this video: Healthcare Triage —taking multiple prescription drugs—has become much more common over the last couple of decades. There are more drugs … Polypharmacy read on