A growing problem
Financial identity theft is when someone steals your credit card or debit card, or uses your personal information to take out a loan in your name.
Medical identity theft is when someone uses your personal information to fraudulently receive medical care and have it paid for by you or your insurance.
If that person is treated under your name, your finances, your medical history and your health …
read on Traditional and expensive
Over the next few weeks many families, mine included, will receive the dreaded letter from their health insurance company that tells them how much their premiums will be for 2019.
Last spring my insurance company applied for
a 29% rate hike. They settled for 19%. That still hurts. Especially because the deductible and out-of-pocket maximum are going up, too. I really feel for other families receiving … read on Overdiagnosis of melanoma
I learned two things from a recent journey into the healthcare system:
Melanomas are overdiagnosed; and Always discuss cost with your physician.
Earlier this summer
I shared that I had a small mole removed from my leg. I didn’t like the look of it, so I thought it prudent to have it checked out.
I had to wait almost a month for an answer, because …
read on Short-term health insurance plans are coming back
Is there anything about our healthcare system, especially the insurance market, that isn’t confusing?
The Affordable Care Act (ACA) finally phased out most short-term health insurance plans last year, but
. last week the current administration changed the rules to bring them back
The cost of health insurance is really expensive for anyone who doesn’t have an employer-provided plan or doesn’t qualify for …
read on A symptom of a broken system
A recent trip to my primary care physician highlighted one of my biggest complaints as a “healthcare consumer”: a complete lack of transparency about what things cost.
How are patients (I hate the word consumer) supposed to make thoughtful, cost-conscious decisions about healthcare when it’s impossible to know what any service costs before we buy?
Out-of-control costs is just a symptom of underlying illness. …
read on When will these double-digit increases stop?
OK, it’s June and that means it’s time for my annual rant about ever-increasing health insurance premiums.
In my state, Washington, the Office of the Insurance Commissioner just
. posted the proposed rate increases
Not in Washington? Use
to find the insurance commissioner in your state and search for rate increases. this interactive map
By law these requests have to be made public and …
read on Surprise medical bills can catch you by, well, surprise Bottom line on top: If you’re the victim of a surprise medical bill, there are resources to help you.
After several years of the Affordable Care Act (ACA), many of us are resigned to high premiums, high deductibles and small provider networks.
We try to be good healthcare “consumers” (as if we really want to buy healthcare!) by reading the fine …
read on The outrageous pricing of prescription drugs continues…
One of my favorite health news websites is
(not affiliated with Kaiser Permanente). This year they started a new feature called Kaiser Health News Bill of the Month.
Every month they highlight a particularly egregious healthcare charge.
(Have one you want to share?
) Submit it to them!
Last month was a $17,850 urinalysis; this month is
… a $1,500 treatment for toenail read on Hospitals and banks team up
This is such a bad idea, imho.
I just read about a new trend in hospitals. They are
to teaming up with local banks strong arm offer healthcare loans to patients in the emergency room or hospital.
I understand why it’s happening. Even patients with health insurance can have huge deductibles. Sometimes thousands of dollars. And with narrower hospital networks, more patients are ending up—not …
read on Have you had unnecessary medical procedures?
If you see a physician on a regular basis and always follow his or her advice regarding routine screening tests or common diagnostic tests for minor illnesses, the answer is probably
I just finished reading
of these unnecessary medical procedures. a new report published in my state (Washington) about the extent and cost
This is a problem I’ve posted about before. Many …