A terrific resource
Recently, I was delighted to receive a copy of “The Self-Pay Patient” by Sean Parnell.
He has a blog of the same name, and he asked me to read his recently-published book and give him some feedback. (Full disclosure—the book was gratis.) I was happy to oblige; what he didn’t know was that I had been following his blog for several months and was eager to read the book!
Sean has a background in economics, writing and health care policy. He realizes, as I do, that today’s health care (and health insurance) is increasingly unaffordable … Continue reading
It’s all relative
A few days ago I read something that really annoyed me: “Report Finds That Health Exchange Insurance Purchases Are A Good Deal”
Now, I’m not annoyed that people might be getting a good deal on the health exchanges. I just don’t think they are. I’m not. My neighbors aren’t. Premiums are expensive, deductibles are high, networks are narrow. Even those individuals and families who get subsidies must now always be aware that if their income goes too high or too low, they will lose the subsidy and perhaps their insurance. That sounds really stressful to me.… Continue reading
If Pajama Boy can’t sell health insurance, who can?
Despite ads with Pajama Boy, keggers and casual hook-ups (really?), the 18 to 35 crowd apparently isn’t rushing to buy health insurance.
Or maybe Creepy Uncle Sam is scaring them away. Or the lame technology.
Related news: Jimmy Kimmel Savages ObamaCare and Uninformed Young People Who Support It
Whatever the reason, this week it’s been reported that only about 25% of uninsured young adults have enrolled in Obamacare plans. The administration has said that at least 38% of this age group is necessary to prevent “adverse selection” (too many sick … Continue reading
Affordable coverage by January 1?
This week I have to make a final decision about a new health insurance plan for my family.
Yes, I’ve been dawdling. Partly because I wanted to wait and see how my state’s health exchange would work (there were several glitches, so I’m glad I waited) and whether the administration might “fix” or delay parts of the law, as it did when it suggested insurance companies could extend canceled policies through 2014 ( my state has refused to play).
And, to be honest, I’m procrastinating because I’m angry about losing my current policy, about paying … Continue reading
Glitchy exchanges improve…kind of
The big news this past weekend, other than Black Friday deals and mayhem, was the much-anticipated announcement that by the end of the day Saturday, Nov. 30, the federal health exchange, healthcare.gov, would—finally—be working as it was supposed to.
Well, is it? That depends.
Most of the media report that the website is “improving” and working better than it did on October 1. That’s a pretty low bar. The official Health and Human Services exchange website, hhs.gov, states:
The site is better today than it was on Oct. 1. We are on track
… Continue reading
Switching doctors will become more common
My family is one of those that has lost our current insurance plan. And in researching new plans, I’ve found that individual market plans, both on and off the health care exchange, have significantly smaller provider networks.
Our current doctors and hospitals are not “in network” for any of the new plans, so we will have to change.
I understand why the insurance companies need to do this. To keep premiums and out-of-pocket costs even remotely affordable (I still think they are way too high), more expensive doctors and medical centers have to be … Continue reading
A sleeping giant awakens
If you’ve read my blog for any length of time, it’s probably pretty clear to you that I am not a fan of Obamacare.
I want affordable health insurance, and affordable, accessible, stable and uniform health care for everyone. But for many reasons, I have never thought Obamacare would get us there.
Over the last year I have posted about sticker shock, subsidies, narrow networks, high deductibles and cancelled policies.
I expected the worst, and for the most part I have not been disappointed.
Although, with all honesty, I did not foresee … Continue reading
Or “Levothyroxine costs how much?”
Last week I went into our local Costco to pick up my husband’s 90-day supply of levothyroxine, a generic thyroid replacement medication.
He has been taking levothyroxine every day for three years, since he had his thyroid gland removed due to thyroid cancer. And he will need to continue taking it every day for the rest of his life.
Luckily, a three-month supply only costs us about $18 (and that’s without prescription drug coverage).
So imagine my surprise when … Continue reading
Medical identity theft—an old problem, but a growing one
Medical identity theft is when someone uses your personal information to fraudulently receive medical care—and have it paid for by you and/or your insurance.
If that person is treated under your name, not only your finances, but your entire medical history could be at risk.
What if your blood type was changed? What if a serious drug allergy was added or removed from your records? What if your chart suddenly identified you as a 23-year-old female who had an appendectomy, when you are actually a 45-year-old woman with an appendix about … Continue reading
…because health care is still sick
So the political brouhaha is over in Washington, DC (for now) and Obamacare can continue it’s rollout unchecked–except by the federal exchange’s own technical ineptitude.
But eventually the online marketplaces will be functioning as they are supposed to, and all Americans–regardless of their economic or health situations–will be able to buy affordable health insurance and have access to the best care possible.
Or will they?
Our health care system has long been described as broken, sick, on life support. Obamacare has taken the system back into surgery to try and repair some of … Continue reading