It’s almost that time of year when insurance companies start sending out information about next year’s plans and what may or may not have changed in their policies, such as premiums and benefits.
A little-known new rule of the Affordable Care Act (ACA) will take effect on January 1, 2016, and might affect your health insurance plan and health care costs.
Specifically, this rule takes away what’s been called … read on
Two big health insurance mergers are in the works: Aetna plans to buy Humana for $33 billion, and Anthem will take over Cigna for a whopping $54.2 billion.
The number of major health insurers in the US will soon be three, down from five.
So much for more competition, huh?
What’s happening in the health care delivery system mirrors the insurance industry. The biggest health care corporations are furiously buying … read on
Two recent stories from Kaiser Health News caught my attention because they underscore the burden placed on patients to understand exactly what services their health insurance does or doesn’t cover.
Of course everyone should know their health plan’s benefits, but with so many different types of plans, … read on
This week the National Kidney Foundation (NKF) started a public health campaign called “Everybody Pees.”
The highlight is a short video featuring a catchy song and colorful South Park-esque kidneys peeing in all sorts of places—parks, swimming pools, on top of a car, etc.
OK, it’s cute, kind of. But here’s my problem with this video (other than the it’s a cartoon more appropriate for … read on
One of the premises of Obamacare was that if patients were expected to pay more towards their health care—have more “skin in the game”—they would shop around for the best prices and spend less.
I posted about how difficult, if not impossible, it is for patients to shop for health care. Prices are not as transparent as some policy makers would like to think.
Related post: Researching health … read on
Here we go again!
Every May, health insurance companies file their requests for premium increases for next year’s plans.
I’ve been watching my state’s website for the Office of the Insurance Commissioner. Rate increases for all health plans—group, small business, and individual (both on and off the health exchange)—are posted for public review and comment.
The insurance commissioner has until late summer to either approve, disapprove or modify the increase. … read on
Take time to read Elizabeth Rosenthal’s latest installment of her “Paying Till it Hurts” series in The New York Times: Insured, but not Covered.
If you are like many Americans struggling with high-deductible, narrow-network health plans, you might relate to the families she writes about.
The Affordable Care Act has ushered in an era of complex new health insurance products featuring legions of out-of-pocket coinsurance fees, high deductibles and
… read on
I was driving through Seattle the other day when a billboard caught my eye. The large multi-specialty clinic where I worked for many years, and which I still use for my primary care, was advertising something called a “12-month deferred deductible plan”.
Huh, I thought, and as soon as I got home I jumped on their website to find out more.
Acknowledging the problematic trend of high-deductible health … read on
I read an article in the New York Post this week by a young man who was upset because he lost his student health plan and couldn’t find an affordable new health plan. His income was too low for a subsidy, so his only option under the Affordable Care Act was to sign up for Medicaid.
So there I was: A struggling grad student with no health insurance, and unable
… read on
Almost since it went online, experts have been pointing out multiple security flaws in the federal health insurance exchange website, HealthCare.gov.
And I’ve reported about security problems in my state-run exchange, as well.
But the latest information about a security issue affecting your personal data isn’t the result of poor design—it’s intentional—and that makes it even more egregious: HealthCare.gov Sends Personal Data to Dozens of Tracking Websites
The … read on